We’re currently looking for another house to rent in Frome, as our landlords have decided to sell up. It’s not nice having to face the prospect of packing up when you’re happily settled somewhere, but the situation isn’t exactly helped by the attitude of many letting agencies when they ask about your personal circumstances. It goes like this:

‘Are you in full-time employment?’
‘No, we’re both self-employed.’
Pause…‘Self-employed?’
‘Yes.’
Pause…‘Ah…have you been self-employed for more than three years?’
‘My partner has, but I haven’t.’
Pause…’Ah…because you see you’re supposed to… blah blah’

Now I’m fully aware they have a duty to protect their clients’ interests by making sure we aren’t a couple of swindlers who would move in and then never pay a penny of rent, but what difference does it make if you can prove you’re in full-time employment when you apply? You could give up work or get the sack the day after being given the go-ahead, and have no money at all.

We have the capital from our last house sale and are working hard on building what we fully intend will be very profitable businesses, but we are treated as undesirable because we don’t work for someone else or have three years books.

Just another symptom of how the system is still set up for a disappeared way of life. Governments have paid lip service for years to the idea of enterprise, self-employment and small business, but I’ll take them seriously when a self-employed person isn’t automatically treated as a bad risk when applying for a mortgage or to rent a property. You could argue quite the opposite case to my mind.

OK, thanks for reading, I feel a bit better now.